Commercial Insurance can get pretty complicated. With coverages like General Liability, Commercial Auto, Workers Compensation, Cyber Liability, and many more; Commercial Insurance can be more complicated than finding a needle in a haystack.

At Southern Oaks Insurance Agency, we get to know your business so we can tailor your coverage to your needs.

Whether you are starting a business or expanding one, we are here to protect what you are building.

Basic Commercial Coverages

General Liability- Protects your business from claims involving bodily injury, property damage, and legal expenses. Great for all businesses. Commercial Property- Covers your building, inventory, equipment, tools and furniture from fire, theft, storms, and disaster. Business Owners Policy- Cost effective bundle of coverages including General Liability, Commercial Property, Business Interruption. Great for small-medium sized businesses. Commercial Auto Insurance- Covers vehicles used for your business purposes like work trucks, delivery vehicles, fleet vehicles and more. Workers Compensation- Provides wage replacement and medical benefits if an employee or business owner is injured on the job. Professional Liability- Covers financial losses from professional mistakes, missed deadlines or unsatisfied clients. Ideal for consultants, agents, professionals and service providers. Cyber Liability- Protects your business from cyber-attacks, data breaches, and digital fraud. This is essential for any business that handles customer information, including payments, names, addresses, sensitive personal information and more. Commercial Umbrella- Covers medical payments, damages, attorney fees in case of a loss. If your liability policy limits are exhausted, umbrella coverage takes up the slack.

Below are just a few of the foundational coverages available- many more options can be tailored to your business needs.

Southern Oaks Insurance Agency is local and community focused. We shop multiple carriers, explain your coverage in simple terms, have fast and responsive service with tailored protection.

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